body {background-color:#fff; font-family:Arial, Helvetica; font-weight:normal; font-size:13px; color:#000000;   } 

p, li {font-family:Arial, Helvetica; font-weight:normal; font-size:13px; color:#000000;   } 

a {color:#006; font-family:Arial, Helvetica; font-weight:normal; font-size:13px; text-decoration: none;}
a:hover { text-decoration:underline; color:#900; font-weight:normal; font-family:Arial, Helvetica; }

.navhover:link, .navhover:visited {text-decoration:none; color#006; font-weight:normal; font-family:Arial, Helvetica; }

#navhover:hover {text-decoration:underline; color:#900; font-weight:normal; font-family:Arial, Helvetica; }

.headline {color:#000066; font-family:Arial, Helvetica; font-weight:bold; font-size:15px; text-decoration: none;}

.subhead {color:#000066; font-family:Arial, Helvetica; font-weight:bold; font-size:13px; text-decoration: none;}

.disclaim {color:#000000; font-family:Arial, Helvetica; font-weight:normal; font-size:9px; text-decoration: none;}

td  { font-family:Arial, Helvetica; font-weight:normal; font-size:13px; color:#000000;    } 

.text { font-family:Arial, Helvetica; font-weight:normal; font-size:13px; color:#000000; }

strong { font-family:Arial, Helvetica; font-weight:bold; font-size:13px; color:#000000; }

.smaller { font-family:Arial, Helvetica; font-weight:normal; font-size:11px; color:#000000; }